Civil liability insurance: your best ally
Civil liability is treated similarly in almost every country in the world, except for some differences that do not distance it too far from the general concept. This is how each legal system tries to protect the rights of those who have been the object of any damage to their property.
Responsibility, basically, is the notion that attributes to a subject the obligation to bear the consequences of an act that he caused. And civil liability is that duty that the subject has, to respond to justice for the damage caused, with or without fault.
This responsibility extends to the fact of repairing or indemnifying the victim, being the basis of many insurance contracts on works.
Civil Liability Insurance
Civil Liability is the best ally you can have when developing a professional activity, business or construction. Its main function is to cover eventual damages that you or your employees could cause to third parties in the development of a job.
In the event of any loss or claim by an affected party, the coverage of a Civil Liability policy can make a huge difference. Being covered by insurance guarantees you the continuity of your business as normal, instead of an eventual and unexpected bankruptcy.
Compensation for personal or material damage caused to third parties entails enormous costs for any professional or business, in addition, a policy covers bail and legal expenses.
How to choose Civil Liability insurance
The policy must be activated in the event of any act of God, and it is something that must be provided for in the policy contract, and the claims covered must be extensive. Classic examples can be:
• Breakage of a pipe.
• Damage caused by a civil work carried out by the insured.
As we have seen, having Civil Liability insurance is very important. If you need more information, call us at (+52) 55 4444 6043 and schedule your appointment, you can also send an email to info@air.com.mx or send us a message via WhatsApp 55 4460 0598. At AIR insurance and surety, we are happy to advise you and answer your questions. Contact us.
